Credit Cards  Establishing and managing credit properly can be a powerful asset. A credit card is the easiest way to establish your credit and prove your future credit worthiness. For students, having a credit card can simplify life. With credit card rewards programs, you can acquire points through every-day purchases which you can redeem for air travel, rental cars, cruise lines, and even hard cash. Use a credit card for your rent, groceries, phone bill, cable bill, and utilities and acquire enough points to take a FREE vacation - or Spring Break!  Recommended Credit Cards  1. Orchard Bank Platinum MasterCard Get an Orchard Bank Platinum MasterCard and get the credit you deserve. Perfect for establishing or re-establishing credit.    Credit Card 2. WorldPerks Visa© Card Get 7,500 bonus miles when you get your WorldPerks Visa card. If you fly Northwest Airlines at all, you'll want a WorldPerks Visa Card.    Credit Card 4. GM Flexible MasterCard Earn 1% cash back on all card purchases with GM Flexible Earnings Card. 0% Introductory APR!    Credit Card 5. Discover Platinum Card 5% Cashback on all Get More purchases. 0% Introductory APR. 0% Fraud Liability!    Credit Card